A little back ground on us: My husband and I have been together for 8 years, we love each other and have 2 wonderful children. We started out very poor, having to jump around in living establishments and scraping for food when needed. When our son was born (honeymoon baby - used protection but was an accident) we did much better at protecting ourselves from getting into any debt, making sure we tried to pay all of our bills and do what we could to make sure we had a small but decent life.
When my son was 2 I went back to work at a good job, didn't make too much money, but enough to pay rent all on my own check and family health insurance, then I would have a few hundred dollars left over for small existential and gas for driving. My husband now has a pretty decent job, makes enough to pay for his bills (phone, CPS, Insurance, internet (we don't have cable) and daycare) he would SAY he was good at paying all of that with no problem. His history with payments and getting into debt started right after we married, he wasn't tens of thousands of dollars in debt but about $2,300, I found out the hard way and he told me if cause he didn't want me to stress. We had a small fight, used out Tax refund and paid it all off, I made him get a new CC with a lower amount before I could trust his judgement again. Pretty much to sum it up in about the past 5 years he has lied about making payments when he doesn't. Found out once he was over 600 in debt to CPS, almost 1000 in debt to the daycare, and who knows how much debt he was to any other bills. In the end we did get all those payments paid and now everything is fine.
::deep breath:: LOL
Now back to present day: We have now 2 children a little girl who will be 1 in June and my 5 year old son (please do not make any comments about our children, thank you), we have a much better life, a 2 bed 2 bath apartment about 5 mins from my job and its been getting better at saving, making payments on time (on my end, still a bit hesitant about husbands bills), and living a small but midsize life. My husband is the jealous type for sure, CANNOT see how far we have come, he still thinks we are dirt poor with gov assistance (which we don't have anymore) and he just cant keep his mind on the positive things we DO HAVE, and not what we DON'T have. I love his strive and ambition but I'm settled in my life.
My husband got into a bad car accident (not his fault), and totaled his car, after a horrible 4 weeks he finally got his check to get a new vehicle. I have numerous talks to him about money and budget and what we can and cannot afford to pay off the rest of a new (used) car. he told me he understood, but he comes home with an F150 truck..... fuuuuuuck...... told me everything was fine, the payments aren't too bad.... $500.00 a MONTH, WTF. I was mad, so pissed off, I told him he was ridiculous for this purchase and how incredible selfish he was for making such a large purchase just to feed his ego. We fought about it, and then I finally was too tired to keep going to I said lets time out and come back to it. Now I'm on here, asking for advice...
tl;dr My husband bought a new (used) truck knowing he has horrible issues with making payments on time and getting into debt.
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